The Kenai Peninsula Borough School District (KPBSD) provides health insurance to its employees through a self-insured model with two options: Traditional Plan or a High Deductible Plan (HDHP).
Each plan’s total costs for medical, dental, and vision claims, along with administrative and stop loss expenses, are split between the District and the plan participants according to a formula set forth in the negotiated agreement between KPBSD and employee bargaining groups.
School Districts 2018-2019 health care plan contribution per participating teacher, per year in Kenai, Juneau, Fairbanks, Anchorage, and Mat-Su
- PDF: Detailed health care cost comparisons with ASD, JSD, MSBSD, Fairbanks, and KPBSD
- PDF: School District Annual Health Care Contributions per Teacher
- PDF: School District Annual Health Care Contributions per Support Staff
Health Care and Bargaining in KPBSD
Public Education Health Trust (PEHT) cost for KPBSD
During 2018 bargaining, at the request of the KPEA and KPESA, premium quotes were obtained from the PEHT (formerly known as the NEA-Alaska Health Trust.)
- KPBSD provided PEHT with requested health care claims and other data. The PEHT consultant, AON Risk Services, provided premium quotes to KPBSD on October 25, 2018. The proposed PEHT rates included “a load of 45% to the medical rates.” This reflects the high utilization of medical services by current KPBSD plan participants.
- To switch to PEHT, the only option for KPBSD participation would have been a 4-tier rate structure. Instead of the same monthly premium (composite rate) for each employee, the monthly premium would be differentiated: single employee; employee + spouse; employee + child(ren); and employee + spouse + child(ren).
After receiving this quote and 4-tier rate information from AON Risk Services, neither the District, KPEA, or KPESA proposed health insurance through the PEHT.
Public Education Health Trust (PEHT) Proposal: