KPBSD Health Care Plan Information

The Kenai Peninsula Borough School District (KPBSD) provides health insurance to its employees through a self-insured model with two options: Traditional Plan or a High Deductible Plan (HDHP).

Each plan’s total costs for medical, dental, and vision claims, along with administrative and stop loss expenses, are split between the District and the plan participants according to a formula set forth in the negotiated agreement between KPBSD and employee bargaining groups.

School Districts 2018-2019 health care plan contribution per participating teacher, per year in
Kenai, Juneau, Fairbanks, Anchorage, and Mat-Su
The Kenai Peninsula Borough School District (KPBSD) contributions to provide health insurance to KPEA members (teachers) is compared to Juneau Education Association (teachers), Fairbanks North Star Borough School District (teachers), Anchorage Education Association (AEA) members, and Matanuska-Susitna Education Association (MSEA) members as paid by their respective districts.
2019_01_11_School District Annual Health Care Contributions per Teacher flyer FINAL
The Kenai Peninsula Borough School District (KPBSD) contributions to provide health insurance to KPESA members (support staff) is compared to support staff (classified employees) in Juneau School District; Fairbanks North Star Borough School District; Matanuska-Susitna School District; and four groups of employees in Anchorage School District as paid annually by their respective districts.
2019_02_School District Annual Health Care Contributions per SUPPORT STAFF flyer


Health Care and Bargaining in KPBSD

Public Education Health Trust (PEHT) cost for KPBSD

During 2018 bargaining, at the request of the KPEA and KPESA, premium quotes were obtained from the PEHT (formerly known as the NEA-Alaska Health Trust.)

  • KPBSD provided PEHT with requested health care claims and other data. The PEHT consultant, AON Risk Services, provided premium quotes to KPBSD on October 25, 2018. The proposed PEHT rates included “a load of 45% to the medical rates.” This reflects the high utilization of medical services by current KPBSD plan participants.


  • To switch to PEHT, the only option for KPBSD participation would have been a 4-tier rate structure. Instead of the same monthly premium (composite rate) for each employee, the monthly premium would be differentiated: single employee; employee + spouse; employee + child(ren); and employee + spouse + child(ren).

After receiving this quote and 4-tier rate information from AON Risk Services, neither the District, KPEA, or KPESA proposed health insurance through the PEHT.

Public Education Health Trust (PEHT) Proposal:

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